Welcome - ISBF - Page 2 of 14

12Jun 2025 by Welcome No Comments

Empowering Education Through Technology: Bridging Gaps and Building Futures

Education

Overview In today’s fast-paced world, technology has become an indispensable part of our daily lives. From the way we communicate to how we shop, travel, and work—technology touches every aspect of modern living. Its impact on education has been transformative, reshaping how students learn, how teachers teach, and how institutions function. As we embrace this digital era, it’s vital to understand how technology can be used ethically and effectively in education to promote equity and enhanced learning outcomes. Technology simplifies work and creates possibilities that once seemed unimaginable. In education, it has streamlined access to information, allowing students to go beyond textbooks and explore vast, diverse knowledge bases within seconds. Administrative tasks that once took hours are now automated. Teachers can create engaging content using multimedia, use platforms to track…

12Jun 2025 by Welcome No Comments

The new pecking order -A modern perspective

Education

Degree, Skills, and Attitude – Which one comes first In today’s fast-paced, hyper-competitive world, success isn’t just about what’s on your resume—it’s about what you bring to the table every single day. If we had to rank the elements that drive real-world performance, the pecking order becomes clear: Attitude > Skills > Degree Degree – The Door Opener (Sometimes) There was a time when a degree was non-negotiable. It was the minimum requirement to even get a foot in the door. And yes, in some fields—like medicine, law, or engineering—it’s still critical. But in many industries today, a degree is no longer the deal-breaker it once was. It may still help you get noticed, but it won’t guarantee success. Because… Degrees don’t always reflect real-world readiness. They often focus on…

11Jun 2025 by Welcome No Comments

Is Insurance an Investment? A Subjective Dilemma Unpacked

Education

Introduction Is insurance an investment? This is a question that stirs up debate in personal finance circles, with strong opinions on both sides. Some argue it's a necessary risk management tool, while others insist that certain types of insurance can indeed serve as investment vehicles. The truth lies somewhere in the middle, and the answer is largely a matter of perspective. Understanding the Core Purpose of Insurance At its foundation, insurance is designed to protect you from unforeseen financial losses. Whether it's term life insurance, health insurance, or auto insurance, the primary goal is to mitigate risk and offer peace of mind. These types of policies typically do not offer any returns unless a claim is made, which means they function as a financial safety net rather than a wealth-building…

10Jun 2025 by Welcome No Comments

The Lipstick Effect

Education

Overview The Lipstick Effect is a fascinating phenomenon observed during times of economic downturn, where consumers, particularly women, tend to purchase small luxury items like lipstick instead of more expensive goods. The underlying idea is that when faced with financial stress or limited disposable income, people still seek ways to indulge themselves—just on a smaller scale. This psychological response allows them to experience a sense of control, normalcy, and even empowerment without making large financial commitments. The term gained popularity during the early 2000s, but the pattern was particularly noticeable during the 2008 global financial crisis. While industries across the board experienced sharp declines, cosmetic companies such as Estée Lauder and L’Oréal reported surprising resilience in sales, especially in affordable makeup products. Leonard Lauder, chairman of Estée Lauder Companies, even…

10Jun 2025 by Welcome No Comments

Go Global – Financial Education

Education

Grasping Global Financial Markets Diversity of Knowledge Financial markets are progressively worldwide, making it important to comprehend how these markets operate in various nations, including the U.S., Europe, and developing markets. Engaging with international markets aids students in recognizing global economic patterns, investment behavior, and financial instruments. Macro-Economic Awareness Studying financial frameworks abroad or collaborating with international clients provides students with insights into the effects of global economic occurrences on markets, encompassing interest rates, currency variations, and international commerce. Acquiring Best Practices Top-Tier Financial Institutions Numerous leading financial organizations, such as investment banks, hedge funds, and consulting firms, function globally. Gaining exposure to these entities allows students to learn best practices, state-of-the-art technologies, and sophisticated financial techniques utilized in global markets. Corporate Governance & Regulatory Frameworks Students can also explore…

09Jun 2025 by Welcome No Comments

FINANCE WITH OR WITHOUT MATHS

Education

Higher-level mathematics is not always required to pursue a career in finance, but the necessity of math depends on the specific area of finance. A simple analogy of how math plays a role in different finance careers has been designed : Careers That Require Higher-Level Math Quantitative Analyst (Quant) Math Level: Very advanced math (calculus, linear algebra, differential equations, probability theory). Reason: This role involves building models to predict market movements, price derivatives, and assess risks. Actuarial Science Math Level: Advanced math and statistics. Reason: Actuaries use probability and statistics to assess risks for insurance companies, pensions, etc. Risk Management Math Level: Advanced statistics and probability. Reason: You’ll analyze financial risks and determine how to mitigate them using mathematical models. Portfolio Management Math Level: Intermediate to advanced, particularly in statistics…

28May 2025 by Welcome No Comments

Can AI Algorithms Replace Financial Advisors?

Finance

Introduction The modern world revolves around AI in so many different ways. Going by the numbers shared by a Statista report, the AI industry is expected to reach 244 billion US dollars by the end of 2025. As such, it’s clear that artificial intelligence will continue to reshape how industries function — including finance. At the Indian School of Business and Finance (ISBF), one of the leading banking and finance colleges in Delhi, we prepare students through our B.Sc. (Hons) Accounting & Finance Program to understand this evolving landscape — one where financial expertise and technological literacy go hand in hand. With AI gaining traction in the financial world, questions are being raised: Could algorithms one day take over the role of financial advisors? Will human expertise be replaced? While…

27May 2025 by Welcome No Comments

Business Analytics in the Era of AI: Complementary or Competitive?

Blog

Introduction We’re living in a time where data is everywhere, and decisions need to be sharper than ever. Whether it’s deciding where to launch a new product or how to cut costs without hurting quality, companies rely heavily on data to get things right. That’s where business analytics quietly does the magic in the background. If you’re someone considering a future in this field, finding the right business analytics course in Delhi could be your first smart move. We at the Indian School of Business and Finance (ISBF) have seen how business analytics has evolved and how it now stands at an exciting intersection with Artificial Intelligence. That’s exactly why we designed our B.Sc. (Hons) Data Science and Business Analytics program to help students navigate and lead in this new,…

21May 2025 by Welcome No Comments

Top Careers in Economics and Finance: Skills You Need to Succeed

Finance

Introduction We all remember the 2008 Financial Crisis, the one where the U.S. housing market collapsed due to excessive subprime mortgages, leading to a global economic downturn. What do you think went wrong here? Well, it was the lack of financial literacy and risk assessment, which led to massive bailouts, market crashes, and regulatory reformations across financial institutions. In the presence of financial expertise, economic understanding, on-point business decisions, and policy-making, the outcome would have been different. There are many such examples to cite that underline the importance of economics and finance professionals. A recent article in the Economic Times even hinted at jobs in the financial sector growing by a whopping 9% in 2025. To bridge the gap between market demand and available expertise, we at the Indian School…

15May 2025 by Welcome No Comments

Must-Have Skills for the Modern Business Manager

Blog

Introduction Business managers with strong business acumen and foundational knowledge have always been in high demand. While companies still look for business acumen, the role actually demands far more to thrive in today’s evolved market. Modern businesses are now looking for multi-skilled business managers who can navigate complex digital ecosystems, lead diverse teams, and adapt to constant changes while delivering results. If you’re planning to step into the world of business management, it’s important to be equipped with real-world skills that match industry expectations. At the Indian School of Business & Finance (ISBF), one of the most well-known business management colleges in Delhi, our B.Sc. (Hons) Business & Management programme, which is offered in collaboration with the University of London, prepares students exactly for this. With a forward-looking curriculum and…